Wells Fargo & Company Bank Term Paper Example | Topics and Well Written Essays - 1250 words

Wells Fargo & Company Bank - Term Paper Example Wells Fargo & Company is â€Å"a diversified financial services company providing banking, insurance, investments, mortgage, and consumer and commercial finance through more than 9,000 stores and 12,000 ATMs and the Internet across North America and internationally. It is headquartered in San Francisco but has been decentralized so that every all our customers’ financial needs are satisfied. It has $1.3 trillion in assets and approximately 280,000 team members across our 80 plus businesses; ranked fourth in assets and second in market value of our stock among our U.S. peers as of December 31, 2010† (wellsfargo.com).Wells Fargo & Company is â€Å"a diversified financial services company providing banking, insurance, investments, mortgage, and consumer and commercial finance through more than 9,000 stores and 12,000 ATMs and the Internet across North America and internationally. It is headquartered in San Francisco but has been decentralized so that every all our custome rs’ financial needs are satisfied. It has $1.3 trillion in assets and approximately 280,000 team members across our 80 plus businesses; ranked fourth in assets and second in market value of our stock among our U.S. peers as of December 31, 2010† (wellsfargo.com). Wells Fargo has a good financial background and reputation over the years by exhibiting stability and permanence.In fact, in 2010, â€Å"Fortune has ranked Wells Fargo in 19th place in Revenue Among All Companies in All Industries and the World’s 39th Most Admired Company.... The first banking and express office opened in the gold rush port of San Francisco, and Wells Fargo’s trustworthy agents soon moved into other mining camps and settlements† (wellfargo.com). â€Å"Wells Fargo agents provided essential banking services, reliable transportation of gold and goods, and dependable mail delivery across the frontier. They purchased gold dust, took deposits and offered convenient and safe transport of money over long distances. Merchants used Wells Fargo checks to send payments to suppliers, while miners and business owners especially liked reliable mail delivery by Wells Fargo’s letter express. Wells Fargo sent gold, mail and express shipments by the fastest means possible stagecoach, steamship, railroad or Pony Express. According to one newspaper editor, â€Å"it has been the universal business agent of the entire region from the Rocky Mountains to the Pacific Ocean.† Its trademark is a stagecoach pulled by a six-horse team was t he symbol of frontier commerce. In 1858, Wells Fargo helped finance and operate the nation’s first regularly scheduled long-distance stage line. Stagecoaches of the Overland Mail Company, known as the Butterfield line, after company president John Butterfield, carried mail and passengers on a three-week journey between Missouri and California, by way of Texas and the Southwest† (wellsfargo.com) Wells Fargo-Wachovia Merger In order to infuse more capital to intensify its service to existing and future customers, Wells Fargo entered into a Merger Agreement with Wachovia. â€Å"The integration of Wells Fargo is the largest, most complex banking merger in U.S. history. This merger ensures added earnings and capital growth for the

Sleep research Paper Example | Topics and Well Written Essays - 1500 words

Sleep - Research Paper Example There is talk of circadian rhythm for the alternation between waking and sleep. It is a question of cycle ultradian for the alternation between NREM and REM sleep. Sleep ventrolateral preoptic nucleus depends on Ventrolateral preoptic nucleus (VLPO). Triggered by the daily accumulation of adenosine, the VLPO sends centers stimulation signal to stop the production of histamine and other substances that keep us awake. Sleep can be considered as an altered state of consciousness. Its peculiarity is that it is based on a state of maximum rest and relaxation; this is why it is refreshing. According to sleep specialists, the voltage to be aware (this voltage gradually depletes the nervous system but can respond to the existence) is found in the sensation of the eyes. When the individual falls asleep and the eyelids are closed, the voltage decreases. More arrival pictures of dream are a support for the mind in that it relies on. The human being visualizes images that impose themselves but are not required and built in effort, and it gives the mind the feeling of relaxation. This is how the images are of a hypnotic dream, and it is this process that relies on the Hypnosis. Sleep is the act of entering at rest. It is extremely important for human beings, and once a person goes to sleep, several metabolic processes important for the body take place. In short, sleep contributes to our physical and psychological health. One of the benefits of sleep is its contribution to the health recovery in cases of illness, and on intimate terms to the cell and contribution to the good condition of the immune system. Specialists claim that sleep disturbances may be significant barriers to recovery from illness. There is consistent evidence that sleep deprivation causes increased risk of diabetes, blood pressure, and cardiovascular disease. Sleep also contributes to mental and emotional wellbeing (Franklin and Lehrman). Those people who manage to sleep well